Holistic Premium + ClearShare from Clearwater

A seamless blend of holistic and conventional coverage

The Holistic Premium + ClearShare plan includes:
 
  • A healthshare plan providing a safeguard against high healthcare costs
  • A holistic wellness plan that provides access to preventative wellness measures such as acupuncture, chiropractic care, and more.
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The Advantages of Holistic Premium + ClearShare

  • Finally a health and holistic wellness bundle

    The Holistic Premium + ClearShare plan can give you the typical coverage for unexpected medical/emergency care in addition to our holistic wellness plan. This plan includes wellness reimbursements, as well as access to other preventative wellness measures such as acupuncture, chiropractic and even free virtual mental health coverage.

  • Low member fees for the widest variety of health and wellness services

    In addition to common services like doctor visits,  gain access to a whole new world of coverage with set plan costs for holistic services.

  • Free 24/7 telemedicine

    Get access to care anywhere, anytime with $0 virtual telemedicine.

  • Wellness Reimbursement

    ClearShare will reimburse select wellness expenses up to $50 per month for individuals and $75 per month for members with more than one person on the plan. Wellness expenses include: gym or fitness memberships or equipment, recovery studios, weight loss memberships (excluding medications and meal services), and nutrition classes (excluding foods, vitamins, supplements).
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Plan comparison
Holistic Premium + ClearShare
Holistic Essentials + ClearShare
ClearShare Only
Network
PHCS Specific Services - For select services. Out-of-network costs may be higher
None
None
Preventative Care
$0
$20/visit (Limit: 2)
Not Included
Functional Doctor Visit
$20/visit (Limit: 5)
$20/visit (Limit: 2)
Not Included
Specialist Care Visit
$50/visit (Limit: 5)
$20/visit (Limit: 2)
Not Included
Chiropractic
$35/visit. (Limit: 24. Combined with Acupuncture)
Shareable after annual max under certain conditions
Shareable after annual max under certain conditions
Acupuncture
$35/visit. (Limit: 24. Combined with Acupuncture)
Not Included
Not Included
Wellness Product Reimbursement
Shareable up to $50 for individuals, $75 for couples or families
Shareable up to $50 for individuals, $75 for couples or families
Not Included
Urgent Care
$50
$0 after Annual Max
$0 after Annual Max
Lab Work
$10
$0 after Annual Max
$0 after Annual Max
Diagnostic Test
$50
$0 after Annual Max
$0 after Annual Max
Imaging
$200
$0 after Annual Max
$0 after Annual Max
Hospital/ER
$0 after Annual Max
$0 after Annual Max
$0 after Annual Max
Childbirth/Delivery Services
$0 after Annual Max
$0 after Annual Max
$0 after Annual Max
Prescriptions
$0 Generics
$0 Generics
Shareable after annual max under certain conditions
24/7 Telemedicine
$0
$0
$0
Virtual Mental Health Services
$0
$0
$0
Care Coordination Services
Yes
Yes
Yes
Plan comparison
Network
Preventative Care
Functional Doctor Visit
Specialist Care Visit
Chiropractic
Acupuncture
Wellness Product Reimbursement
Urgent Care
Lab Work
Diagnostic Test
Imaging
Hospital/ER
Childbirth/Delivery Services
Prescriptions
24/7 Telemedicine
Virtual Mental Health Services
Care Coordination Services
Holistic Premium + ClearShare
PHCS Specific Services - For select services. Out-of-network costs may be higher
$0
$20/visit (Limit: 5)
$50/visit (Limit: 5)
$35/visit. (Limit: 24. Combined with Acupuncture)
$35/visit. (Limit: 24. Combined with Acupuncture)
Shareable up to $50 for individuals, $75 for couples or families
$50
$10
$50
$200
$0 after Annual Max
$0 after Annual Max
$0 Generics
$0
$0
Yes
Holistic Essentials + ClearShare
None
$20/visit (Limit: 2)
$20/visit (Limit: 2)
$20/visit (Limit: 2)
Shareable after annual max under certain conditions
Not Included
Shareable up to $50 for individuals, $75 for couples or families
$0 after Annual Max
$0 after Annual Max
$0 after Annual Max
$0 after Annual Max
$0 after Annual Max
$0 after Annual Max
$0 Generics
$0
$0
Yes
ClearShare Only
None
Not Included
Not Included
Not Included
Shareable after annual max under certain conditions
Not Included
Not Included
$0 after Annual Max
$0 after Annual Max
$0 after Annual Max
$0 after Annual Max
$0 after Annual Max
$0 after Annual Max
Shareable after annual max under certain conditions
$0
$0
Yes
See the ClearShare Member Guidelines for complete sharing eligibility, limits, and exclusions.
 

Who is the Holistic Premium + ClearShare plan for?

  • Individuals and families who are self-employed or uninsured
  • Anyone who is paying too much for healthcare
  • Anyone who wants access to both comprehensive and holistic healthcare
  • Anyone who wants a holistic plan in addition to their existing plans
  • Practitioners who want to help their patients get access to lower health care costs

Love from Our Community

Hear it from our members: There's lots to love.

My wallet and heart are full since joining United Real Estate Group (UREG) Health Plans. When making the switch to UREG Healthcare for better benefits for my husband who is diabetic, we lowered our deductible and will save $3,000 annually with our new plan. He is no longer tied down because of health insurance, and has a newfound freedom on his health and his life.
Terry Hooker
Leslie Tubberville
Clearwater Member
Chad-and-Jen-Beasley
Phillip Cantrell
Clearwater Member
I spent twelve weeks in the ICU. The bills mounted up to about two million dollars. The length of time I was in the hospital I would have been bankrupt. And because of (Clearwater Benefits), I survived that. And my family survived that.
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Terry Hooker
Clearwater Member
Brandon-and-Mary-Snyder
Testimonial-Default-01
Lois-De-Armas

Better care. Better savings.

$8,000*

Average annual savings

$75**

Wellness reimbursement

80%

Out-of-pocket savings

*Estimate is based on an average of annual data and will not apply to every individual customer.

**$50 for individuals | $75 for families

Ready to get started?

Click to get started on building the perfect plan for you – complete with supplemental insurance.